Updated

UPDATE_SCRIPT_MAINTENANCE_REPORT

Data on interest rate and risk (default rates) at ZOPA, the peer-to-peer marketplace for money. Downloaded directly from ZOPA's website (see home page url). Expected Lifetime Bad Debt Rate - the ...

API Access

Access dataset files directly from scripts, code, or AI agents.

Browse dataset files
Dataset Files

Each file has a stable URL (r-link) that you can use directly in scripts, apps, or AI agents. These URLs are permanent and safe to hardcode.

/core/zopa/
https://datahub.io/core/zopa/_r/-/README.md
https://datahub.io/core/zopa/_r/-/UPDATE_SCRIPT_MAINTENANCE_REPORT.md
https://datahub.io/core/zopa/_r/-/data.py
https://datahub.io/core/zopa/_r/-/data/market_quote_report.csv
https://datahub.io/core/zopa/_r/-/datapackage.json
https://datahub.io/core/zopa/_r/-/requirements.txt
Key Files

Start with these files — they give you everything you need to understand and access the dataset.

datapackage.jsonmetadata & schema
https://datahub.io/core/zopa/_r/-/datapackage.json
README.mddocumentation
https://datahub.io/core/zopa/_r/-/README.md
Typical Usage
  1. 1. Fetch datapackage.json to inspect schema and resources
  2. 2. Download data resources listed in datapackage.json
  3. 3. Read README.md for full context

Data Previews

market_quote_report.csv

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monthly_bad_debt_20110815_download.xls

Unsupported data preview format `xls`

Data Files

FileDescriptionSizeLast modifiedDownload
market_quote_report.csv
Interest rates in the market550 kB3 months ago
market_quote_report.csv
monthly_bad_debt_20110815_download.xls
Monthly bad debt rates (as of Aug 2011)
monthly_bad_debt_20110815_download.xls
FilesSizeFormatCreatedUpdatedLicenseSource
2550 kBcsv, xlsabout 2 months ago

Update Script Maintenance Report

Date: 2026-03-04

  • Ran updater: python data.py.
  • Root cause: legacy script depended on unavailable datautil package and obsolete environment assumptions.
  • Fixes made:
    • Replaced updater with a minimal requests-based fetch path and added requirements.txt.
    • Added first scheduled/manual workflow with explicit contents: write.
  • Validation summary: script now executes with modern dependencies; upstream uk.zopa.com endpoint currently fails DNS resolution and blocks data refresh.