API AccessAccess dataset files directly from scripts, code, or AI agents.
Browse dataset files
Access dataset files directly from scripts, code, or AI agents.
Dataset Files
Each file has a stable URL (r-link) that you can use directly in scripts, apps, or AI agents. These URLs are permanent and safe to hardcode.
/core/zopa/
https://datahub.io/core/zopa/_r/-/README.md
https://datahub.io/core/zopa/_r/-/UPDATE_SCRIPT_MAINTENANCE_REPORT.md
├ data.py
https://datahub.io/core/zopa/_r/-/data.py
https://datahub.io/core/zopa/_r/-/data/market_quote_report.csv
https://datahub.io/core/zopa/_r/-/datapackage.json
https://datahub.io/core/zopa/_r/-/requirements.txt
Key Files
Start with these files — they give you everything you need to understand and access the dataset.
datapackage.json— metadata & schema
https://datahub.io/core/zopa/_r/-/datapackage.json
README.md— documentation
https://datahub.io/core/zopa/_r/-/README.md
Typical Usage
- 1. Fetch datapackage.json to inspect schema and resources
- 2. Download data resources listed in datapackage.json
- 3. Read README.md for full context
Data Previews
market_quote_report.csv
Loading data...
monthly_bad_debt_20110815_download.xls
Unsupported data preview format `xls`
Data Files
| File | Description | Size | Last modified | Download |
|---|---|---|---|---|
market_quote_report.csv | Interest rates in the market | 550 kB | about 2 months ago | market_quote_report.csv |
monthly_bad_debt_20110815_download.xls | Monthly bad debt rates (as of Aug 2011) | monthly_bad_debt_20110815_download.xls |
| Files | Size | Format | Created | Updated | License | Source |
|---|---|---|---|---|---|---|
| 2 | 550 kB | csv, xls | about 1 month ago |
Data on interest rate and risk (default rates) at ZOPA, the peer-to-peer marketplace for money.
Data
Downloaded directly from ZOPA's website (see home page url).
- Expected Lifetime Bad Debt Rate - the prediction for bad debt in the lifetime of the loan per market
- Expected Annual Bad Debt Rate - the prediction for bad debt, annualised to determine impact on annual return
- Loan Value in Market - the total value of loans within each market
- Loans in Arrears - the value of loans currently going through the arrears collections process - these may reduce with borrower payments
- Defaults and arrears: assumes 50% of arrears are recovered
- Defaulted Loans - the value of loans that have gone through the arrears collection process, and have now been purchased by our collections agency
Bad debt rates for all time are estimated ('expected').
Openness: Open (?)
Data is publicly available on their website and no explicit restrictions are stated but there is also no explicit license.